Which path should I take?

Which path should I take?

So just a little bit of context I'm 23 and I graduated in May with a degree in marketing(I had no idea what to pick lol) from a local state school.I immediately began interviewing with a shadyish investment advising firm and got my SIE,Series 7 and 66. Unfortunately I had to quit because I wasn't getting paid enough to make ends meet and took a Job as a relationship banker at JPMC. Im making 55k plus a guaranteed 1k monthly bonus that can go up based on performance. My goal is to transition into more of a Private wealth management/Wealth strategy analyst long term and Chase seems to have some awesome options that hire internally but obviously there is no guarantee. Here's the dilemma, I recently was put in contact with a recruiter from citizens and a have interview scheduled for their virtual advisor role witch offers to pay 70k base plus bonus. Would it be better to go with citizens as this is technically a promotion and make it easier to transition into my goal job? Or should I stay with chase and hope that I can nab a internal role? Also anacdotaly I was under the impression that JPMC was regarded as much better looking on a resume. Thank you guys so much any advice would be appreciated.


Introducing compounded GLP-1 injections from Weight Loss by Hims, featuring the same active ingredient as Ozempic® and Wegovy®.


Introducing compounded GLP-1 injections from Weight Loss by Hims, featuring the same active ingredient as Ozempic® and Wegovy®.


Exclusive Temu 90% Off Discount Code – Claim Your Savings Now!


Exclusive Temu 90% Off Discount Code – Claim Your Savings Now!

In the rapidly evolving world of e-commerce, Temu has emerged as a powerhouse platform offering everything from cutting-edge electronics to trendy fashion at remarkably low prices. While the platform’s everyday prices already undercut competitors, savvy shoppers know that the real magic lies in unlocking **Temu coupon codes** to amplify savings further. This comprehensive guide dives deep into Temu’s discount ecosystem, revealing how to strategically combine promotions, maximize limited-time offers, and leverage hidden deal structures to achieve **up to 90% off** on premium products. With insights drawn from Temu’s marketing patterns, user success stories, and digital coupon optimization strategies, we’ll equip you with actionable tactics to transform your shopping experience. **$100 Coupon Package Link:** [https://2h.ae/yjOS](https://2h.ae/yjOS) **90% off Code**: acv906043 **Free Gifts Link:** [https://2h.ae/DGOA](https://2h.ae/DGOA) # The Anatomy of Temu’s Discount Ecosystem # How Temu’s Pricing Strategy Enables Extreme Savings Temu’s business model bypasses traditional retail markups by connecting consumers directly to manufacturers and leveraging bulk purchasing power. Unlike platforms that offer sporadic discounts, Temu bakes savings into its core operations through: * **Algorithmic price matching** that continuously adjusts to competitor pricing * **Dynamic inventory management** that prioritizes high-volume, low-margin items * **Predictive logistics networks** reducing warehousing costs by 40-60% compared to conventional retailers This structural advantage creates a foundation where even without coupons, prices average **38-55% lower** than Amazon and Walmart equivalents for comparable items. # Mastering Coupon Stacking for Maximum Impact # Layering Temporary Promotions with Persistent Discounts Seasoned Temu shoppers achieve 90% savings through strategic **coupon stacking** – combining multiple discount vehicles into a single transaction. The most effective stacks typically involve: 1. **First-Time User Bonuses**: New accounts receive **$100 off $150** welcome bundles through targeted referral links. 2. **Seasonal Mega Sales**: During events like Black Friday or Temu’s Anniversary Sale, platform-wide discounts of **50-70%** create a base for additional coupon applications. 3. **Category-Specific Codes**: Electronics often have separate **acv906043** \-style codes yielding extra percentage discounts. *A real-world example*: A $250 smartphone during a 60% off sale drops to $100. Applying a **acv906043** coupon for new users removes another $40, while a referral credit knocks off $30 – final price: **$30 (88% savings)**. # Temporal Discount Patterns: When to Strike # Decoding Temu’s Promotion Calendar Historical data reveals distinct patterns in Temu’s coupon releases: |Timeframe|Discount Type|Average Savings| |:-|:-|:-| |6:00-8:00 AM EST|Flash Fashion Deals|65-75% Off| |11:00 AM EST|Daily Lightning Electronics|55%+ Off| |3:00 PM EST|Home Goods Clearance|70-80% Off| |8:00 PM EST|App-Exclusive Coupon Drops|Extra 20-30%| Pro Tip: Enable push notifications and use price tracking tools like **Honey** or **Capital One Shopping** to automate deal alerts. # Advanced Tactics: Beyond Basic Coupon Codes # Exploiting Geographical Price Arbitrage Temu’s regional pricing algorithms create opportunities for VPN users to access country-specific deals: 1. **Brazilian IP Addresses**: Often receive 15% deeper discounts on beauty products 2. **Canadian Users**: Get exclusive **acv906043** codes for winter gear 3. **Australian Portal**: Features 25% larger first-order discounts than US counterparts *Ethical Note*: While technically permissible, bypassing regional restrictions may violate Temu’s TOS. Use cautiously. # Psychological Triggers in Temu’s Coupon Design # The Scarcity-FOMO Matrix Temu engineers coupon urgency through: * **Blink-and-Miss Countdowns**: 73% of coupons expire within 48 hours * **Progressive Discount Decay**: $20 off $50 becomes $15 off $50 after 6 hours * **Social Proof Notifications**: “1,283 people used this code in the last hour” Neuroscience studies show these tactics increase conversion rates by **220%** compared to static offers. # The Verification Imperative: Avoiding Coupon Pitfalls # Authenticity Checks for Temu Promo Codes With counterfeit coupon sites proliferating, always: 1. Cross-reference codes on **Temu’s Official Coupon Page** 2. Verify SSL certificates on third-party sites 3. Check creation dates – 92% of valid codes are ≤4 days old *Red Flag Alert*: Any code requesting payment details for activation is fraudulent. # Future-Proofing Your Savings: AI-Powered Coupon Strategies # Machine Learning Tools for Predictive Discounts Emerging browser extensions now predict future Temu sales with **87% accuracy** by analyzing: * Inventory turnover rates * Competitor price fluctuations * Historical discount recurrence patterns Tools like **CouponAI** and **SavvySaver** can forecast the optimal time to apply specific codes for stacking potential. # The Ethical Dimension of Extreme Couponing # Balancing Savings with Sustainable Consumption While chasing 90% discounts is exhilarating, consider: * Environmental impact of impulse purchases * Labor practices at ultra-low-cost suppliers * Long-term value vs. momentary savings high Industry watchdogs recommend using coupons strategically for needs rather than wants. # Conclusion: Becoming a Temu Savings Savant Mastering Temu coupons requires equal parts timing, tooling, and tactical awareness. By synchronizing flash sales with stackable codes, leveraging predictive analytics, and maintaining ethical shopping practices, astute consumers can consistently achieve **70-90% savings** across product categories. Remember – the platform’s profitability relies on volume, so your extreme discounts are paradoxically part of Temu’s broader strategy. As you refine your approach, focus on high-ticket items where percentage discounts yield maximum absolute savings. **Final Pro Tip**: Bookmark this guide and revisit it quarterly – Temu’s coupon algorithms evolve rapidly, and staying updated is key to maintaining your savings edge.


El Capitan, Guadalupe Mountains National Park


Elden Ring Nightreign director on boss difficulty: 'More or less the same' as the base game


Saturn's Hyperion: A Moon with Odd Craters Image Credit: NASA, ESA, JPL, SSI, Cassini Imaging Team


Boomer watches paint dry


Boomer watches paint dry


🕸


I want to escape Sicily in the summer. Where to go in Europe?

22F. I can’t stand the heat and I can’t afford a very expensive destination. It has to be somewhere in Europe. I would like to leave for a week in august, when Sicily gets really unbearable for me with the crowds/heat/noise. Recommendations?


In a parallel universe


Top ten most underrated 80s movies


Can someone explain the physics of why non weighted digital keyboards DON'T cause injuries?

I was told that it causing injuries was a myth but the idea of the energy going back into your fingers makes sense to me. When playing the drums, you're supposed to release the bass drum pedal slightly after every kick, so that the energy doesn't travel back up your leg and cause pain over time. Can someone explain this?


More ride along buddies!

Put a few more duplicate sets together from my latest haul and added them to my work van as well!

"> Put a few more duplicate sets together from my latest haul and added them to my work van as well!


Dejaré esto aquí


Trump Gets RUDE AWAKENING as Europe SMACKS HIM DOWN

MeidasTouch host Ben Meiselas reports on European leaders rallying behind Ukrainian President Zelenskyy after Trump’s ultimate betrayal.


Girls suggest me!

I have a dark pink saree so which color bangles & earrings should I buy?


I've been a homeowner for 4 years. These are the biggest things I wish somebody told me on day one.

**1.  Get yourself a dang advisor.** Most people are under the false impression that financial advisors are just for wealthy people. They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning) If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106) to find somebody with good reviews in your area. **2. Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.** So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit). Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card). Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans. Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106)). Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106), where you more or less sell investors a portion of your equity without a loan) **3. Switch auto insurance companies every 6-12 months.** If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106-Source)).  Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes. Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106) is fine too) and compare multiple offers from different companies in one go. Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106). **4. You don't have to pay off your debt by yourself.** Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.  It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).  They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings). Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies. Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106)). **5. Save on home insurance.** Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies). If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106)).


I've been a homeowner for 4 years. These are the biggest things I wish somebody told me on day one.

**1.  Get yourself a dang advisor.** Most people are under the false impression that financial advisors are just for wealthy people. They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning) If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106) to find somebody with good reviews in your area. **2. Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.** So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit). Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card). Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans. Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106)). Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106), where you more or less sell investors a portion of your equity without a loan) **3. Switch auto insurance companies every 6-12 months.** If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106-Source)).  Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes. Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106) is fine too) and compare multiple offers from different companies in one go. Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106). **4. You don't have to pay off your debt by yourself.** Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.  It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).  They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings). Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies. Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106)). **5. Save on home insurance.** Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies). If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-0106)).


3rd party "monster manual" for scary fae or cryptids?

I want to set a "scary fae" vibe in my game. People are superstitious about passing through the woods; they think that if you wander off trail, you'll stumble into the Feywild and get abducted \*Changeling: The Lost\* style. However, the WOTC books don't offer a lot of intelligent fey-type creatures with neutral or evil alignment. Can you recommend a supplement that offers this vibe? I'm running 5.5e, but I'm comfortable porting something cool from an earlier edition.


Who would win


Warframe (warframe) vs Star wars (Star wars)

a few rounds, to keep it balanced. round 1: the Tenno and Jedi are swapped. can the Tenno stop the sith (and other evils) and can the Jedi complete the missions and repeating events of warframe. round 2: each faction fights their equal Jedi VS tenno Stormtroopers VS grineer Sith VS Kuva Liches Proxies VS droids infested/ sentients dont have a equal that i know of. round 3: all out war. can all of warframe (on 1 team) defeat the Starwars universe. who attacks who you can decide.


Is Ho-Oh available to catch?

I found Lugia in the sealed chamber after beating the game. I was wondering if I can find Ho-Oh too.


£3 ($3.72) from local bakery

2 x bread rolls 2 x sausage rolls 1 x bacon and cheddar turnover 1 x raison cookie

"> 2 x bread rolls 2 x sausage rolls 1 x bacon and cheddar turnover 1 x raison cookie


Billy Crystal, whose home just burned down in the LA wildfires, seems to get pensive and teary-eyed while shaking his head in awe during Cher's performance at the SNL 50 concert.


"Presidents, Not Kings" Rally - 2/17 - SWVA (Abingdon)


"Presidents, Not Kings" Rally - 2/17 - SWVA (Abingdon)

For those wanting to participate in rallies/protests but not able to make it up to Richmond or Roanoke - just saw there's an event on Monday in Abingdon (near Bristol) Apparently farmers are being told their NRCS grants are frozen and they won't be reimbursed for the money they spent under contract with NRCS/USDA. https://www.instagram.com/washcovademocrats/p/DGCeHChtrAT/


I’m the 3rd party M29 with a married F23


I’m the 3rd party M29 with a married F23

A coworker who is married texted me/chased me first and eventually kissed me first and for 4 months we developed feelings. Her husband knows about us. 2 weeks ago she told me we should just be friends because “he is trying harder to fix their marriage”. She still has me on all social media and has my location on life360. We text everyday but not as much maybe 3-4 texts a day. Not sure what to do because I have strong feelings for her and I told her how I felt. She just said she’s not ready to move on rn. ? But I believe she still has some feelings if she hasn’t blocked me since her husband knows..


Live Now: 4K Bird Feeder Cam from North London Garden 🐦🌿

Hello fellow bird enthusiasts! I’ve set up a live 4K camera overlooking my bird feeder in North London. The stream features regular visits from robins, blue tits, great tits, and the occasional cheeky squirrel. If you’re looking for a calming nature experience or enjoy birdwatching, feel free to join the stream. [Watch Live Here](https://youtube.com/live/TEam3x1vm9Q?feature=share) I’d love to hear about the birds you spot or any feedback you have. Enjoy!


The First Bitcoin Kid: 12-Year-Old Explained BTC at $8 in 2011—Nearly 14 Years Later, He Revisits His Predictions


Help.

I had a check engine light come on for this took it to the dealership since it’s under warranty and they said whoever owned it before me went off-road and got it to dirty so it’s not gonna be covered under a warranty. Anybody have issues with this thing. And have any idea how much it cost. The dealership wants to charge me $1000 to replace this part.

"> I had a check engine light come on for this took it to the dealership since it’s under warranty and they said whoever owned it before me went off-road and got it to dirty so it’s not gonna be covered under a warranty. Anybody have issues with this thing. And have any idea how much it cost. The dealership wants to charge me $1000 to replace this part.


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